Subject(s): Budget Speech delivered by Respected Finance Minister of Kerala Dr. T.M. Thomas Issac on 2021 January 15 -- Kerala's : Economic challenges, Central indifference, agricultural challenges, Employment for the educated citizens, Digital economy, Kerala-innovation society, Start up, IT industry, Tourism, Modern small scale industry, NRI's -- Thozilurapu padhathi, Ayangali padhathi, Coir, Cashew and handloom industry, Fisheries, Kerala's craft store, Welfare of the Employees -- Poverty alleviation and Hunger reduction, Projects for differently able, Elderly citizens, Food security -- Decentralization L watershed programmes, Suchithwa Keralam, Rural roads, 14th five year plan, 6th finance commission -- Agriculture, Service sector, basic facilities and infrastructure- electrification, Public work, KSRTC, Harbour, Intra water ways, Railway -- Financial institutions : KIIFB, Kerala Bank, KFC, KSFE, State Insurance -- Environment : E-vehicle, Forest -- Women empowerment in Kerala : Kudumbasree, Vanitha-shishu kshemam, Transgender -- Regulatory departments in Kerala -- Tax system in Kerala -- കുടുംബശ്രീ , വനിതാ-ശിശു ക്ഷേമം -- തൊഴിലുറപ്പ് പദ്ധതി , അയ്യൻകാളി പദ്ധതി