Subject(s): Self-help group -- Micro credit, microdebt and poor people, microfinance, savings and loan, management and governance challenge in user - owned microfinance groups -- SHGs in India- poverty outreach and empowerment, microfinance and farmers -- Moneylenders, microfinance in Africa, Bolivia, Andhra pradesh, methodenstreit and sustainability in microfinance- generalizations describing institutional framework, microfinance- conceptual and methodological problems -- Economic development, NGO- based microfinance in Bangladesh, de-industrialization and social disintegration in Bosnia, impact of microfinance -- Microcredit , opportunity and evolution for microfinance