Subject(s): Agricultural credit in India. -- Agriculture and state in Economic aspects in India. -- Need v/s availability of credit : Supply of institutional credit, agricultural credit, fungibility issues, regional disparities, interest rates -- Evolution of credit institutions and delivery mechanism : Government policy change, credit institutions, informal sector -- Performance of present credit delivery mechanism : Commercial banks, cooperatives, regional rural banks, direct and indirect finances, credit cycle - mobilisation, lending and recovery -- Degree of indebtedness of farmers, current issues - crop insurance and minimum support price (MSP), reforms and agricultural credits