Subject(s): Grameen Bank. -- Bank loans -- Rural credit -- Rural poor -- Group Formation -- Nirdhan, Nepal : Key replicator in Nepal, rapid growth, women's own use for loans, group formation, credit, impact on poor, financial viability, higher incomes, expansion potential of nirdhan Nepal, teamwork and problem solving -- SHARE, Andhra Pradesh : Region of water and stones, NGOs, investing, buffalo loans, self employment, high cost of SHARE -- Nirdhan, West Bengal : innovations and deviations, grameen bankers give advice, final evaluation report, group formation and training, credit delivery, group fund, dield supervision, office management, staff training and performance measurement, accounting and financial system, fund management, operating cost, monitoring cost, socio-economic impact on borrowers -- Tau Yew Mai, Vietnam : Weaknesses in Soc San 1, too poor for TYM, staff in transition, training and planning, major impact on income, rapidly rolling credit, good prospects for financial viability, expansion and institutionalization, Soc San 2 -- Importance of leadership, potential for poverty reduction and sustainability, institutional inancial viability, mater plan for institutional financial self sufficiency, fund mobilization, institutional capacity building needs