Subject(s): Cooperative credit -- Land development bank -- Agricultural background : occupational structure , Rural population, Agricultural production, Post-independence period, Problems of low yields, land productivity, labour productivity -- Rural credit and rural indebtedness : Agricultural credit, Credit requirements in India, Source of rural debts, Role of state in debt relief measures -- Agencies supplying rural credit : Rural money lenders, malpractices followed by money lenders, Cooperative credit societies, land development banks, Government and rural credit, Commercial banks, Role of RBI, Crop loan schemes, Three component formula -- Philosophy of cooperatin -- Cooperation and other forms of business organization : Sole trader, Joint Hindu family business, Joint stock company, Cooperative Association, Socialism, Communism and capitalism, Trade unions, Cooperative commonwealth -- Principles of cooperation : Democratic control, Self help and mutual help, Principle of Thrift, publicity and honest trade -- Development of cooperative movements : Traditional forms of cooperatives in India -- Agriculture and non-credit cooperation: Social service cooperative, Better farming societies, Irrigation societies, Milk supply, Labour cooperatives -- Consumers cooperative stores Five year plan, national consumer federation , Procurement policy -- Industrial cooperatives : Growth and development, Common facility workshop, Cooperative industrial estates, finance -- Cooperative housing -- Evaluation of cooperative movements : Economic, social, moral and educational benefits, Managements, Loans, Mobilizing the savings -- Government aid to cooperative management -- Cooperative movement and the reserve bank of India: -- Cooperative and the sate bank of India -- Administration, supervision, inspection and audit in Cooperative sector -- Cooperative credit structure -- Multi purpose and large scale societies -- Service cooperatives -- Supervisory unions and central financing agencies -- State cooperative banks -- Non-agricultural (Urban credit) cooperation -- Land development banks -- Cooperative farming -- Processing and cooperative marketing