Subject(s): Land reforms and economic changes in Kerala, Productivity and poverty trends, Economics of cropping pattern in Kerla, Advantage Yardstick of relative advantage land productivity net income criterion intra-regional crop shifts,Agriculture in the 3rd five year plan, Problem of deficit areas, agricultural income distribution -- Rise and growth of banking in Kerala , Kerala's banking history, Chitties and kuris, Trade promotion, Trading tradition of Syrian Christians, Channelling money flow, Mobility of small scale entrepreneurs, Industry patterns, Acute unemployment problem of Kerala some explanatory hypotheses, Educated unemployment , Female unemployment, Towards evolving a methodology for district planning with people's participation-Some experiences from Kerala's Kannur district -- Development experience, development priorities and fiscal resources of Kerala development experience some unique features , rural urban continuum, physical quality of life, Demographic transition, Low per capita income vs high per capita consumption, High PQLI vs high rate of unemployment and poverty, Gulf money, Fiscal resources -- Relative tax effects of state , Tax income ration, T/Y ratio -- Shortage cost study of HT and EHT consumer of KSEB, High tension consumer, Extra high tension consumer, Development challenges of Kerala during the Nineties, Resource crisis, Export, Ecological overkill and the need of sustained agriculture, energy crisis, Participatory democracy